United India Insurence Company Ltd. (A.A.O.) Exam., 2011 Solved Paper

United India Insurence Company Ltd. (A.A.O.) Exam., 2011 Solved Paper

(Held on 27-2-2011)

1. Which of the following is a General Insurance Company functioning in India ?

(A) Life Insurance Corporation of India

(B) ICICI Prudential

(C) Tata AIG

(D) United India Insurance Company

(E) All are General Insurance Companies

2. Who amongst the following is the Regulator of Insurance sector in India ?

(A) RBI

(B) AMFI

(C) IRDA

(D) SEBI

(E) All of these

3. Which of the following terms is NOT used in insurance sector ?

(A) Indemnity

(B) Coverage

(C) Misuse Alert

(D) Casualty

(E) Annuity

4. Which of the following Public Sector companies/organizations provides insurance cover to exporters ?

(A) ECGC

(B) NABARD

(C) SIDBI

(D) IRDA

(E) None of these

5. The main feature of the National Agricultural Insurance Scheme is to insure which of the following?

(A) Life of the farmer

(B) Crop of the farmer

(C) Animals who are used in agricultural activities

(D) Land of the farmer

(E) Both Land and family of the farmer

6. In which one of the following States was the first UID card issued ?

(A) Gujarat

(B) Manipur

(C) Assam

(D) West Bengal

(E) Maharashtra

7. Which of the following books is written by Anita Desai ?

(A) Magic Seeds

(B) The Village by the Sea

(C) A Bend in the River

(D) My God Died Young

(E) None of these

8. Expand the term MGNREGA—

(A) Mahatma Gandhi National Rural Employment Guarantee Act

(B) Mahatma Gandhi National Rural Employment Guarantee Agency

(C) Mahatma Gandhi National Rural Employment Generation Act

(D) Mahatma Gandhi National Rural Employment Generation Agency

(E) None of these

9. Which of the following terms is used in the field of finance and banking?

(A) Elasticity

(B) Inflation

(C) Pulse Rate

(D) Hot waves

(E) Plasma

10. With which one of the following sports, Saina Nehwal is associated ?

(A) Chess

(B) Badminton

(C) Long Jump

(D) Lawn Tennis

(E) Table Tennis

11. Which one of the following States has passed a bill to regulate the interest rates on micro-finance ?

(A) Odisha

(B) Haryana

(C) Karnataka

(D) Kerala

(E) Andhra Pradesh

12. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy ?

(a) Bank Rate

(b) Repo Rate

(c) Savings Bank Rate

(A) Only (a)

(B) Only (b)

(C) Both (a) and (b)

(D) All (a), (b) and (c)

(E) Only (c)

13. Which one of the following is not included in TAPI gas project ?

(A) Turkmenistan

(B) Pakistan

(C) Afghanistan

(D) India

(E) Iran

14. Which one of the following States has passed a legislation to confiscate the property of corrupt officials and to open schools in these properties ?

(A) West Bengal

(B) Jharkhand

(C) Bihar

(D) Rajasthan

(E) Haryana

15. Brihadeeswara Temple has recently celebrated its millennium birthday. In which of the following States is it located ?

(A) Karnataka

(B) Andhra Pradesh

(C) Kerala

(D) Odisha

(E) Tamil Nadu

16. In which one of the following States, Jaitapur Nuclear Power plant is proposed to be set up ?

(A) Gujarat

(B) Haryana

(C) Odisha

(D) Karnataka

(E) Maharashtra

17. According to Planning Commission, in how many years shall the per capita income in India become double ?

(A) Nine

(B) Five

(C) Seven

(D) Three

(E) None of these

18. Expand the term IFRS.

(A) Indian Financial Reporting Standards

(B) Indian Financial Reporting Systems

(C) International Financial Reporting Standards

(D) International Financial Reporting Systems

(E) None of these

19. Who is Liu Xiaobo ?

(A) North Korean dissident, who has been awarded Nobel peace prize

(B) Chinese citizen, who has been awarded Nobel peace prize

(C) North Korean dissident, who has been awarded Nobel literature prize

(D) Sportsman who was awarded maximum 8 Gold medals in Commonwealth

(E) None of these

20. Who is Hardeep Puri ?

(A) India’s permanent representative at UN

(B) Vice President, IMF

(C) Vice President, World Bank

(D) India’s ambassador in USA

(E) India’s ambassador in UK

21. With which one of the following games is Ishant Sharma associated ?

(A) Chess

(B) Badminton

(C) Table Tennis

(D) Volley Ball

(E) Cricket

22. With which one of the following games, France’s Zinedine Zidane is associated ?

(A) Hockey

(B) Football

(C) Snooker

(D) Volley Ball

(E) Base Ball

23. As per recent newspaper reports, which one of the following countries was second largest importer of goods and services in the world during year 2009-10 ?

(A) China

(B) USA

(C) Japan

(D) Russia

(E) India

24. According to RBI governor, which one of the following is the challenge in its monetary policy ?

(A) Inflation

(B) Inflation and Supportive recovery

(C) Inflation and fiscal deficit

(D) Inflation and high cost of imports

(E) None of these

25. Which one of the following Public Sector Organisations has offered largest ever equity offer ?

(A) SAIL

(B) Coal India

(C) Power Grid

(D) Shipping Corporation of India

(E) None of these

26. Through which one of the following sources domestic funds are raised by Companies ?

(a) IPO only

(b) FPO only

(c) Commercial papers

(A) Only (a) and (b)

(B) All (a), (b) and (c)

(C) Only (a) and (c)

(D) Only (a)

(E) Only (c)

27. Which one of the following was the reason owing to which Govt. want Reserve Bank of India to tighten prudential norms for NBFCs ?

(A) To reduce liquidity in the market

(B) It is as per Basel II requirements

(C) It is as per Bank for International Settlement (BIS) directives

(D) It is to protect NBFCs from any impact of possible economic slowdown

(E) None of these

28. In the financial year 2009-10, which one of the following Banks has made highest Total dividend Payout ?

(A) SBI

(B) PNB

(C) Bank of India

(D) Canara Bank

(E) None of these

29. In respect of which one of the following countries, India has proposed non payments for import of crude oil ?

(A) Iran

(B) Iraq

(C) Kuwait

(D) Sudan

(E) U.A.E.

30. Through which one of the following methods, RBI has allowed Indian companies to hedge exchange rate risks associated with trade transactions ?

(A) Forwards

(B) FRA

(C) Swaps

(D) Currency options

(E) Cross currency options

31. Which of the following books is written by V. S. Naipaul ?

(A) A Handful of Dust

(B) A House for Mr. Biswas

(C) A Passage to India

(D) Darkness at Noon

(E) None of these

32. With which one of the following countries, India has signed agreement to build Multi Model Transit Transport Project ?

(A) Bangladesh

(B) Myanmar

(C) Sri Lanka

(D) Nepal

(E) Maldives

33. Which one of the following countries is Number One Country in terms of Purchasing Power ?

(A) USA

(B) Germany

(C) China

(D) South Korea

(E) None of these

34. Which one of the following directions has been given by Government to Civic bodies ?

(A) They must use 70 per cent of the funds for BPL families

(B) They must use 70 per cent of the funds for the poor living within their jurisdiction

(C) They must use 25 per cent of the funds for BPL families

(D) They must use 25 per cent of the funds for the poor living within their jurisdiction

(E) None of these

35. On which one of the following issues a group of business leaders and other eminent citizens have expressed concern ?

(A) E-Governance

(B) Governance

(C) Fiscal deficit

(D) Governance deficit

(E) None of these

36. ‘Yuan’ is the currency of which one of the following countries ?

(A) Japan

(B) South Korea

(C) North Korea

(D) Taiwan

(E) China

37. Which one of the following is a leading power in 17 nation Euro Region ?

(A) Germany

(B) France

(C) Norway

(D) Greece

(E) Portugal

38. What are teaser loan rates charged by banks ?

(A) Fixed rate of interest charged by banks

(B) Floating rate of interest charged by banks

(C) Rate of interest in the initial period is less and goes up subsequently

(D) Rate of interest in the initial period is more and it goes down subsequently

(E) None of these

39. Expand the term FSDC which is used in financial sectors ?

(A) Financial Security and Development Council

(B) Financial Stability and Development Council

(C) Fiscal Security and Development Council

(D) Fiscal Stability and Development Council

(E) None of these

40. According to the 8th Annual Global Retail Development Index (GRDI), which one of the following countries is ‘most attractive’ retail market in the world ?

(A) China

(B) India

(C) UAE

(D) Saudi Arabia

(E) Japan

41. Govt.’s ‘Food-for-work’ programme means—

(A) to pay in kind to work and build rural infrastructure

(B) supplying balanced diet to workers in rural areas

(C) no-work-no-pay principle

(D) ensuring enough food to rural worker-households

(E) None of these

42. The insurance companies collect a fixed amount from its customers at a fixed interval of time. What

is it called ?

(A) Instalment

(B) Contribution

(C) Premium

(D) EMI

(E) Service Charge

43. Which of the following is/are the various types of insurance ?

(a) Life Insurance

(b) Health Insurance

(c) Liability Insurance

(A) Only (a)

(B) Only (b)

(C) Only (c)

(D) All (a), (b) and (c)

(E) Only (a) and (b)

44. What is the full form of ‘ESOPs’ as seen in financial newspapers ?

(A) Employee Stock Ownership Plan

(B) Executive Salary Options

(C) Emergency Stock Operations

(D) Early Sales Opportunities

(E) Executive Stock Ownership

45. Who are considered Super Senior Citizen as per budget 2011-12 ? Those who have completed a minimum age of—

(A) 65 years

(B) 70 years

(C) 75 years

(D) 80 years

(E) 90 years

46. Pohang Steel Company (POSCO) is a company originally based in—

(A) China

(B) Vietnam

(C) USA

(D) Italy

(E) South Korea

47. As per the revised data released by the Central Statistical Organisation, the GDP growth in 2010 has been at which of the following levels ?

(A) 6%

(B) 6•5%

(C) 8%

(D) 7•5%

(E) None of these

48. Who amongst the following was awarded Padma Vibhushan recently (2011) ?

(A) Kumar Mangalam Birla

(B) Harbhajan Singh

(C) Nirupama Rao

(D) Montek Singh Ahluwalia

(E) Saina Nehwal

49. Annual meeting of World Economic Forum was organized in January 2011 in which of the following cities ?

(A) Davos

(B) Milan

(C) Tokyo

(D) London

(E) Lisbon

50. India recently signed a deal on the sharing of Teesta and Feni river waters. This agreement is signed with which of the following countries ?

(A) Nepal

(B) China

(C) Pakistan

(D) Bangladesh

(E) Bhutan

SSC Data Entry 2010 SOLVED PAPER

SSC Data Entry 2010 SOLVED PAPER

1. One of the output devices your computer uses is the

(A) Mouse

(B) Keyboard

(C) Monitor

(D) Cord

2. All of these are examples of good posture EXCEPT:

(A) Back straight

(B) Eyes on monitor

(C) Feet on the floor

(D) Elbows on the table

3. When you store your work so you can come back to it later, you:

(A) Click it

(B) Save it

(C) Type it

(D) Print it

4. An example of an input device is:

(A) A speaker

(B) A mouse

(C) A monitor

(D) A printer

5. The computer screen is also called the:

(A) Viewer

(B) TV

(C) Monitor

(D) Video output device

6. To close a program, you would:

(A) Shut down the compute

(B) Click the _ in the top right hand corner

(C) Click the middle box in the top right hand corner

(D) Click the X in the top right hand corner

7. What does it mean to have a clean desktop?

(A) There are no programs open on the desktop

(B) There are no bits of paper on the floor

(C) Tverything is turned off

(D) You have thoroughly dusted your area

8.The main chip in the computer is the:

(A) ROM

(B) CPU

(C) NET

(D) RAM

9. RAM stands for:

(A) Really Accessible Memory

(B) Real Access Memory

(C) Random Available Mode

(D) Random Access Memory

10. The instructions that tell the computer what to do and how to do it.

(A) Hardware

(B) Software

(C) Processor

(D) Data Flow

11. The number of Anglo-Indians who can be nominated by the President to the Lok Sabha is :

(A) 2

(B) 3

(C) 4

(D) 5

12. The sanctioned strength of the Judges of Supreme Court of India including the Chief Justice is :

(A) 15

(B) 17

(C) 20

(D) 26

13. Who was the first President of India to be elected unopposed?

(A) Dr. S. Radhakrishana

(B) N. Sanjiva Reddy

(C) V. V. Giri

(D) Dr. Rajendra Prasad

14. The maximum strength of the Lok Sabha and the Rajya Sabha is :

(A) 525 and 250

(B) 552 and 250

(C) 535 and 275

(D) 500 and 250

15. If the Vice-president were to submit his resignation, he would notify to :

(A) The President of India

(B) The Prime Minister

(C) The Chief Justic of India

(D) The Speaker of the Lok Sabha

16. What is the minimum strength of a State Legislative Assembly?

(A) 40

(B) 60

(C) 50

(D) 70

17. India is the third developing country to host the 2010 commonwealth Games. The other two are :

(A) Malaysia and South Korea

(B) Singapore and Jamaica

(C) Jamaica & China

(D) Malaysia & Jamaica

18. The Comptroller and Auditor General of India is appointed by the :

(A) Prime Minister of India

(B) President of India

(C) Finance Minister

(D) Lok Sabha

19. Article 370 of the Indian constitution deals with :

(A) The Emergency Powers of the President

(B) The special position of the state of Jammu and Kashmir

(C) The power of the President to seek the advisory opinion of the Supreme Court on any matter of public importance

(D) Distribution of taxes between the Centre and the State

20. The Supreme commander of the Defence Forces of India is :

(A) The Defence Minister

(B) The Prime Minister

(C) The Chief of the Army Staff

(D) The President of India

21. Which of the following rivers flows through a rift valley?

(A) Kaveri

(B) Krishna

(C) Tapti

(D) Godavari

22. The Manas Wildlife Sanctuary is located in the state of :

(A) Assam

(B) Uttar Pradesh

(C) Rajasthan

(D) West Bengal

23. How many major ports are there at present in India?

(A) 8

(B) 12

(C) 15

(D) 14

24. The earth revolves round the sun and its causes :

(A) Differences in longitude and time

(B) Changes of seasons

(C) Deflection of winds and currents

(D) Formation of day and night

25. Latitude of a point on the earth is measured by the distance in :

(A) Kilometres from the Equator

(B) Angles from the Equator

(C) Angles from th e Poles

(D) None of the above

26. The earth is :

(A) Spherical

(B) Elliptical

(C) Oblate Spheroid

(D) Prolate Spheroid

27. Day and Night are equal at the :

(A) Equator

(B) Poles

(C) Prime Meridian

(D) Antarctic

28. The heaviest planet revolving round the sun is :

(A) Moon

(B) Jupiter

(C) Neptune

(D) Pluto

29. The biggest Planet is :

(A) Venus

(B) Mars

(C) Mercury

(D) Jupiter

30. The International Date line passes through :

(A) Exactly through 180° Longitude

(B) Equator

(C) Approximately 180° east or west meridian

(D) 0° Meridian

31. The largest river of Asia is :

(A) Yangtze

(B) Yenisei

(C) Indus

(D) Mekong

32. Which country is called the `Sugar Bowl’ of the world?

(A) Cuba

(B) India

(C) Nepal

(D) Norway

33. Which of the following countries has the largest area in the world?

(A) USA

(B) Russia

(C) Canada

(D) China

34. The world’s highest waterf all, the Angel Falls is situated in :

(A) Venezuela

(B) USA

(C) Guyana

(D) Australia

35. The universe is composed of :

(A) Earth

(B) Earth and the Sun

(C) Mat

(D) None

36. The Temperate Grasslands of South America are called :

(A) Pampas

(B) Steppes

(C) Savanna

(D) Evergreen grasslands

37. Rial is the currency of :

(A) Romania

(B) Iran

(C) Japan

(D) Libya

38. New Moore island is situated in the :

(A) Indian Ocean

(B) Bay of Bengal

(C) Arabian Sea

(D) China Sea

39. Which river in the world carries the maximum volume of water?

(A) Amazon

(B) Nile

(C) Mississippi Missouri

(D) Ganga

40. Which of the following rivers crosses the equator twice?

(A) Amazon

(B) Nile

(C) Congo

(D) Orinoco

41. The Indus Valley civilization is associated with :

(A) Egyptians

(B) Sumerians

(C) Chinese

(D) Mesopotamians

42. The Indus Valley Civilization was famous for :

(A) Well plan ned cities

(B) Efficient civic organisation

(C) Progress of art and architecture

(D) All the above

43. Who was mainly worshiped in the Rig Vedic Period?

(A) Indra

(B) Vishnu

(C) Sun

(D) Trimurti

44. Who is regarded as the great law-giver of ancient India?

(A) Panini

(B) Manu

(C) Kautilya

(D) Dhruv

45. Which of the following is the oldest Veda?

(A) Samaveda

(B) Rigveda

(C) Yajurveda

(D) Atharvaveda

46. Who among the following was called Light of Asia?

(A) Mahavira

(B) Buddha

(C) Akbar

(D) Ashoka

47. Who was the founder of the Gupta dynasty?

(A) Srigupta

(B) Chandragupta II

(C) Samudragupta

(D) Kumargupta

48. The Upanishads are :

(A) A source of Hindu philosophy

(B) Books of Ancient Hindu laws

(C) Books on social behaviour of man

(D) Prayers to God

49. The biggest mosque of India was built by :

(A) Aurangzeb

(B) Shahjahan

(C) Akbar

(D) Jahangir

50. The first Battle of Panipat was fought between :

(A) Sher Shah Suri and Akbar

(B) Humayun and Ibrahim Lodhi

(C) Babar and Ibrahim Lodhi

(D) Babar and Ranasanga

Indian Bank Probationary Officers Exam - 2011 (Held on 02/01/2011) Solved

Indian Bank Probationary Officers Exam - 2011 

(Held on 02/01/2011)

General Awareness

1. On which one of the following ahead of Expenses’ the expenses of the Government of India are highest ?

(A) Food subsidy

(B) Fertilizer subsidy

(C) Pradhan Mantra Gram Sadak Yojana

(D) Maintenance of national highways

(E) Oil subsidy

2. Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?

(A) IMF

(B) UNDP

(C) UNICEF

(D) ADB

(E) None of these

3. Which of the following carries out ‘Open Market Operations’?

(A) Finance Ministry

(B) External Affairs Ministry

(C) Reserve Bank of India

(D) Planning Commission

(E) Ministry of Commerce

4. Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?

(A) Kamal Nath

(B) Kapil Sibal

(C) Pranab Mukherjee

(D) Mamta Banerjee

(E) None of these

5. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India? 10.

(A) RBI Act

(B) Banking Regulation Act

(C) Essential Commodities Act

(D) RBI and Banking Regulation Act

(E) None of these

6. Which one of the following tools is used by RBI for selective credit control?

(A) It advises balks to lend against certain commodities

(B) It advises balks to recall the loans for advances against certain commodities

(C) It advises bank to charge higher rate of interest for advance against certain commodities

(D) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable

(E) None of these

7. For which one of the following Loan Products ‘teaser loans’ are offered by Banks?

(A) Education Loans

(B) Commercial Loans

(C) Loans against security of gold

(D) Retail Trade Loans

 (E) Home Loans

8. The Commonwealth: Games 2010 ‘ were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game’s first gold medal?

(A) Augustina Nwaokolo

(B) Ravinder Singh

(C) Azhar Hussian

(D) Carol Huynh

(E) None of these

9. In which one of the following cities was the recent meet of C.-20 Countries organized?

(A) Tokyo

(B) Seoul

(C) London

(D) Beijing

(E) Singapore

10. As per recent newspaper reports, which one of the following countries (among the given) has highest literacy

rate?

(A) India

(B) Sri Lanka

(C) China

(D) Vietnam

(E) Bangladesh

11. Which one of the following has decided to give guarantee for infra loans?

(A) IDBI

(B) SBI

(C) IIFCL

(D) SIDBI

(E) None of these

12. In which one of the following States is the uranium project pro- posed to be set up?

(A) Manipur

(B) Meghalaya

(C) Orrisa

(D) Assam

(E) Nagaland

13. Amongst 169 countries on Human Development Index which one of the following is India’s rank?

(A) 89

(B) 91

(C) 119

(D) 129

(E) 138

14. What is ‘Kaveri’ ?

(A) lndia’s indigenous aircraft engine

(B) India’s low cost laptop

(C) India’s Air to Air Missile

(D) India’s guided Surface to Air Missile

(E) Unmanned Aircraft acquired from Israel

15. An increasing fintshed good stock as % to sales of a manufacturing Company indicates that . .. . … . ..

1. The market is getting competitive

2. The quality of the goods is not upto the mark

3. The production cost has increased

4. The production has decreased

(A) Only 1 and 2

(B) Only 2 and 3

(C) Only 3 and 4

(D) Only 3

(E) Only 4 and 1

16. Which one of the following has got RBI nod to issue prepaid cards to its clients?

(A) LIC

(B) GIC

(C) SIDBI

(D) NABARD

(E) None of these

17. For which one of the following reasons is an amendment in Companies Bill 2009 proposed?

(A). To provide more powers to Department of Company Affairs

(B) To provide regulatory power to Department of cam- 2,3 pang affair

(C) To make Indian Accounting Standards applicable with effecd from 1.4.2011

(D) To ensure smooth convergence of the Indian Accounting Standards with IFRS

(E) None of these

18. As per recent newspaper reports, Indians. public’debt rises 2’8 per ‘ cent to T 28 lakh bore. Which one of the following is the reason that has forced commercial banks to buy government securities ?

(A) Lack of credit growth

(B) Increase in credit growth

(C) Raising of repo rate 2

(D) Raising of reverse repo rate

(E) None of these

19. In whic’h one of the following States Sariska Tiger Reserve is located ?

(A) M. P.

(B) U. P.

(C) Orissa

(D) Gujarat

(E) Rajasthan

20. On which one of the following characters, Biometric security is based ? .

(A) Finger prints and palm recognition only

(B) Face re’ cognition and voice z’ecogl|titiorfonly

(C) Hand writing and manual recognition only

(D) Only (A) and (B)

(E) A.II (A), (B) and (C)

21. Which one of the following may be the consequence of buying fores in the marked by the RBI ?

(A) It leads to inflation

(B) It leads to control over inflation

(C) It does not affect inflation

(D) It results into deflation

(E) None of these

22. Under provisions of which one of the following Acts, the

Reserve Bank of India has the power to regulate supervise and control the banking sector ?

(A) RBI Act

(B) Banking Regulation Act

(C) Negotiable Instrument Act

(D) RBI and Banking Regulation Act

(E) None of these

23. Who amongst the following is the author of the book ‘The God 30 of Small Things’ ?

(A) Chetan Bhagat

(B) V. S. Naipul

(C) Namita Gokhale

(D) Kiran Desai

(E) Arundhati Roy

24. Which one of the following has proposed $ 11 billion infrastructure debt fund?

(A) NABARD

(B) SBI

(C) RBI

(D) Ministry of Finances Govt. of India

(E) Planning Commission

25. Myanmar’s pro-democracy leader Suu Kyi is a .. … . . …

(A) 42 years old politician

(B) Bharat Ratna

(C) Military General

(D) Nobel Prize winner

(E) None of these

26. Which one of the following factors influence working capital Of a unit? 
(A) Seasonality of operations only

(B) Production Policy only

(C) Suppliers Term only

(D) Only (A) and (B)

(E) All (A), (B) and (C)

27. One of the following states is a major producer of spices .. . … . …

(A) Karnataka

(B) Tamil Nadu

(C) Kerala

(D) Gujarat

(E) Manipur

28. The NAV of a mutual fund … …

(A) ls always constant

(B) Keeps going up at a steady rate

(C) Fluctuates 5v1t14 market price movements

(D) Cannot go down at all

(E) None of these

29. Tike expansion of TRAI is … ….

(A) Telecom Regulations and Inspection

(B) Transport Regulatory Authority of India

(C) Train Regulatory Authority of India

(D) Telecom Regulatory Authority of India

(E) Transfer Regulators Act of India

30. MBA, a facility while applying / submitting an application for purchase of shares under a public issue, is . …… . ..

(A) Applications Simple Balance Amount

(B) Amount saved and Balance in Account

(C) Already savings Blocked Amount

(D) Applications Supported d by Blocked Amount

(E) None of these

31. A Saving Bank Deposit Account is one where . . . .. . ….

(A) Amounts are deposited and are withdrawn as per requirement of the customers

(B) The deposits are made only once in a year

(C) Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period

(D) All the above

(E) None of these

32 Who is the Chief Minister of Maharashtra at present?

(A) Ashok Chavan

(B) R. R. Patil

(C) Vilasrao Deshmukh

(D) Sushil Kumar Shinde

(E) None of these

33. The expansion of CDMA is …. . .. .

(A) Calculated ‘Division of Many Applications

(B) Computer Divided Multiple Access

(C) Code Diversified Memory Applications

(D) Code Division Multiple Access

(E) None of these

34. ‘Merdeka Cup’ is associate w the game of ……. . ..

(A) Tennis

(B) Hockey

(C) Badminton

(D) Cricket

(E) Football

35. Which of time following is a financial asset ?

(A) Gold

(B) Silver

(C) Shares in a demat account

(D) Land & buildings

(E) None of these

36. Zero balance account is generally allowed to be opened for . . . . . . . . ..

(A) Salaried class

(B) Businessmen

(C) Foreign customers

(D) Children

(E) Senior Citizens

37. In Deposits Account ‘KYC’ (Know Your Customer) has been implemented in 2002 as per directive of . . . , . . .

. ..

(A) IBA

(B) RBI

(C) Ministry of Finance

(D) SEBI

(E) IRDA

38. The regulator of the banking system in India is. . . . . . . . .

(A) AMFI

(B) Finance Minister

(C) SEBI

(D) IBA

(E) RBI

39. Ten Rupee notes contain the signature of… . … . .

(A) Finance Secretary, GOI

(B) Chairman, State Bank of India

(C) Governors Reserve Bank of India

(D) Finance Minister, GOI

(E) Prime Minister

40. Statue of Liberty is the national monument of . . . . . . . . ..

(A) Italy

(B) Australia

(C) France

(D) Denmark

(E) USA

41. Loan against the security of immovable property is by executing an agreement of . . . . . . . 
(A) Assignment

(B) Pledge

(C) Transfer

(D) Mortgage

(E) None of these

42. Credit Rating . . . . . . . . ..

(A) Is used to rate the borrowers while giving advances

(B) Is used to work out performance of the employees

(C) Is used to calculate the number of excellent audit rated branches

(D) Is NOT used in any Bank

(E) Is necessary before giving promotion to employees

43. Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010?

(A) Javed Akhtar

(B) Amitabh Bachchan

(C) Gulzar

(D) Hema Malini

(E) None of these

44. In Corporate Hedging, which one of the following types of risks can be covered?

(A) Liquidity risk

(B) Currency risk

(C) Credit risk

(D) Transaction risk

(E) None of these

45. Bank of Rajasthan is now merged with which of the following backs? 
(A) 4.X15 Bank

(B) IDBI Bank

(C) ICICI Bali

(D) HDFC Baulk

(E) None of these

46. As per GDP figures on calendar year basis according to World Bank, which one of the following economies will have highest GDP growth in the year 2011 ?

(A) US

(B) China

(C) Japan

(D) India

(E) Brazil

47. In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rupee in thousands), upto which these bonds can be covered ?

(A) 30

(B) 20

(C) 40

(D) 50

(E) None of these

48. Which of the following is the full form of the abbreviation ‘IFRS’ as used in corporate / finance sector ?

(A) Indian Financial Reconciliation Standards

(B) Interpretation and Formal Reporting System

(C) International Financial Reporting Standards

(D) International Financial Reporting System

(E) None of these

49. As per the new guidelines issued by SEBI companies are required to list shares within how many days of the closure of tile Initial Public Offers (IPOs) ?

(A) 60 days

(B) 12 days

(C) 30 days

(D) 45 days

(E) None of these

50. RTGS stands for . . . . . . . . . .

(A) Real Time Gross Settlements

(B) Reduced Time Gross Settlements

(C) Relative Time Gross Settlements

(D) Real Total Gross Securities

(E) None of these